1. Introduction and Acceptance

Welcome to Success Guides ("we," "our," or "us"). These Terms of Service ("Terms") govern your access to and use of the Success Guides website located at https://successguides.pages.dev/ (the "Site"), including all content, features, and services offered.

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Site with an updated "Last Updated" date. Your continued use of the Site after changes constitutes acceptance of the modified Terms.

2. Description of Services

Success Guides Services

Success Guides is an informational website providing expert guides, articles, and resources covering:

• Automotive advice and information
• Housing and Real Estate guidance
• Personal Finance tips and strategies
• Business insights and best practices
• Travel guides and recommendations
• Technology reviews and tutorials

3. User Accounts and Registration

Account Creation

Some features of the Site may require registration. When creating an account or submitting information through forms, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Maintain the security of your account credentials
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized access

We reserve the right to suspend or terminate accounts that violate these Terms or for any other reason at our sole discretion.

4. Acceptable Use Policy

You agree NOT to use the Site to:

Illegal Activities

• Violate any local, state, national, or international law
• Infringe upon intellectual property rights of others
• Engage in fraud, deception, or misrepresentation

Harmful Conduct

• Post, transmit, or distribute viruses, malware, or harmful code
• Attempt to gain unauthorized access to the Site or related systems
• Interfere with or disrupt the Site's functionality or servers
• Use automated systems (bots, scrapers) without written permission

Offensive Content

• Post threatening, abusive, harassing, or defamatory content
• Share obscene, pornographic, or excessively violent material
• Engage in hate speech or discrimination
• Spam or send unsolicited communications

Commercial Misuse

• Use the Site for unauthorized commercial purposes
• Collect user information for commercial exploitation
• Impersonate Success Guides or its representatives

5. Intellectual Property Rights

Ownership

All content on the Site, including but not limited to text, graphics, logos, images, articles, guides, software, and compilation of content (collectively, "Content"), is the property of Success Guides or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.

License to Use

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site and its Content for personal, non-commercial purposes only. This license does not include:

• Modifying or copying Content for commercial use
• Using Content for public display or performance
• Removing copyright or proprietary notices
• Transferring Content to another person or "mirroring" on other servers

Trademarks: "Success Guides" and associated logos are trademarks of Success Guides. You may not use these trademarks without our prior written permission.

User-Generated Content

If you submit comments through Giscus/GitHub Discussions or other interactive features:

• You retain ownership of your content
• You grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and display your content in connection with operating the Site
• You represent that you own or have rights to submit the content
• You agree your content does not violate any third-party rights or laws

6. Third-Party Links and Services

The Site may contain links to third-party websites, products, or services ("Third-Party Links"). These Third-Party Links are provided for your convenience only.

We do not endorse, control, or assume responsibility for:

• The content, privacy policies, or practices of third-party sites
• Products or services offered by third parties
• Affiliate relationships (see our Disclaimer for affiliate disclosures)

Your interactions with third parties, including payment transactions and delivery of goods or services, are solely between you and the third party. We encourage you to review the terms and privacy policies of any third-party sites you visit.

Third-Party Services Used on This Site

• GitHub Discussions (Giscus): Comments are governed by GitHub's Terms of Service and Privacy Policy
• Google Sheets API: Data collection is disclosed in our Privacy Policy
• Cloudflare Pages: Hosting services subject to Cloudflare's terms

7. Disclaimer of Warranties

• Implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement
• Warranties that the Site will be uninterrupted, error-free, or secure
• Warranties regarding the accuracy, reliability, or completeness of Content
• Warranties that defects will be corrected

We make no guarantees about:

• The suitability of advice or recommendations for your specific situation
• Outcomes from following guides or implementing suggestions
• The current accuracy of information (markets, prices, regulations change)

8. Limitation of Liability

Exclusion of Damages

IN NO EVENT SHALL SUCCESS GUIDES, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of profits, revenue, or data
• Loss of use or business interruption
• Cost of substitute services
• Personal injury or property damage
• Damages from decisions made based on Site content

This exclusion applies regardless of the legal theory (contract, tort, negligence, strict liability, or otherwise) and even if we have been advised of the possibility of such damages.

Cap on Liability

Our total liability to you for any claims arising from or related to the Site or these Terms shall not exceed the amount you paid to us in the twelve (12) months preceding the claim, or $100, whichever is greater.

Exceptions: Some jurisdictions do not allow limitations on implied warranties or exclusion of consequential damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

9. Indemnification

You agree to indemnify, defend, and hold harmless Success Guides, its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from:

• Your use or misuse of the Site
• Your violation of these Terms
• Your violation of any rights of another person or entity
• Your User-Generated Content
• Your reliance on Site content without seeking professional advice

We reserve the right to assume exclusive defense and control of any matter subject to indemnification, in which case you agree to cooperate with our defense.

10. Privacy and Data Collection

Your privacy is important to us. Our collection, use, and disclosure of personal information is governed by our Privacy Policy, available at Privacy Policy.

By using the Site, you consent to:

• Our collection and use of information as described in the Privacy Policy
• Data processing by third-party services (Google Sheets API, Giscus/GitHub)
• Cookie usage as described in our Cookie Policy

For data subject rights under GDPR or CCPA, please refer to our Privacy Policy or contact us at legal@successguides.pages.dev.

11. Governing Law and Dispute Resolution

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

Jurisdiction

You agree that any legal action or proceeding related to these Terms or the Site shall be brought exclusively in the federal or state courts located in the United States. You consent to the jurisdiction of such courts and waive any objection to venue.

Informal Resolution

Before filing any claim, you agree to contact us at legal@successguides.pages.dev to attempt to resolve the dispute informally. We will attempt to resolve disputes within 60 days.

Time Limit for Claims

Any claim related to the Site or these Terms must be filed within one (1) year of the cause of action arising, or be forever barred.

12. Modifications and Termination

Modifications to Service

We reserve the right to:

• Modify, suspend, or discontinue any part of the Site at any time
• Change features, content, or functionality without notice
• Limit or restrict access to certain features

Termination of Access

We may terminate or suspend your access to the Site immediately, without notice, for:

• Violation of these Terms
• Fraudulent, abusive, or illegal activity
• Any reason or no reason at our sole discretion

Effect of Termination

Upon termination:

• Your right to use the Site ceases immediately
• Sections of these Terms that by their nature should survive (indemnification, limitation of liability, governing law) remain in effect
• We may delete your account and associated data

13. Miscellaneous Provisions

Entire Agreement

These Terms, together with our Privacy Policy, Cookie Policy, and Disclaimer, constitute the entire agreement between you and Success Guides regarding the Site.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force.

Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

Assignment

You may not assign or transfer these Terms or your rights under them without our written consent. We may assign these Terms without restriction.

No Agency

Nothing in these Terms creates any agency, partnership, joint venture, or employment relationship.

Headings

Section headings are for convenience only and have no legal effect.

Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control.

14. Contact Information

For privacy-related inquiries, see our Privacy Policy.

For affiliate disclosure inquiries, see our Disclaimer.